Kepentingan Penama Dalam Kontrak Insurance Hayat

Kepentingan Penama Dalam Kontrak Insurance Hayat,insurans,insurance

sebelum kita berbincang tentang kepentingan penama dalam kontrak insurance hayat..
saya nak taya dulu..kenapa kita membeli insurance hayat??
mestilah anda akan jawab untuk melindungi orang tersayang dari segi kewangan sekiranya terjadi sensuatu yang buruk berlaku keatas mereka kan..

jadi..jika anda membuat penamaan keatas kontrak insurance hayat anda..proses pengagihan wang polisi akan dapat dilakukan dengan lebih cepat.

apa yang berlaku jika anda gagal untuk membuat penamaan?


jika anda gagal untuk membuat penamaan, syarikat insurance hanya akan membayar wang polisi kepada pemohon yang mengemukakan perintah probet atau surat kuasa perintah pembahagian atau mentadbir.

tetapi ,tengok atas budi bicara  syarikat insurance jgak..sebab syarikat insurance boleh membuat bayaran kepada pihak yang menuntut tanpa dokumen-dokumen tersebut.

bilakah anda perlu membuat membuat penamaan?

  • penamaan boleh dibuat ketika anda memohon polisi tersebut
  • jika anda berumur 18 tahun keatas anda boleh menamakan seorang atau lebih untuk menerima wang polisi anda jika anda meninggal dunia.

siapakah yang boleh dijadikan penama?

  • anda bebas untuk menamakan sesiapa sahaja yang anda mahukan
  • tetapi tidak semua penama akan menerima wang polisi secara benifasi atau untuk kegunaan sendiri.

cara-cara untuk membuat penamaan?

  1. isi borang penama yang disediakan oleh syarikat insurance.pastikan anda mengisi semua maklumat seperti nama,tarikh lahir,nombor kad pengenalan atau sijil kelahiran serta alamat dengan tepat
  2. pastikan seorang saksi yang berumur 18 tahun keatas untuk mendantangani borang tersebut dan saksi tersebut bukanlah penama anda
  3. pastikan syarikat insurance anda mengesahkan penamaan anda,sama ada di dalam dokumen polisi atau borang penamaan.

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